Ace Retail Savings

401(k) Retirement Savings Plan

Ace Retail Savings Plan

By joining the Ace Retail Savings Plan, you can provide your employees with an outstanding 401(k) retirement plan that helps them save money and minimizes the amount of time you spend administering it.

Benefits

  • Competitive investments, outstanding service and someone else doing the majority of the legwork — virtually all administrative tasks can be offloaded to Transamerica and Ace Hardware Corporation
  • Flexible plan features, including Safe Harbor, Roth and profit sharing
  • Less administrative responsibilities means more time for you to focus on running your business
  • No annual audit
  • Cost savings on investments
  • No individual Form 5500 reporting

Services

  • Customizable 401(k) Plan design options involving eligibility, matching, vesting schedules and more
  • Tasks that can be shifted may include:
    • Administrative responsibilities
    • Employee eligibility tracking
    • Distribution processing
    • Plan compliance
    • Nondiscrimination testing
    • Annual reporting
    • Participant enrollment/education

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